Privacy Terms & Conditions - Insight Benefit Administrators

Insight Benefit Administrators LLC (“Insight”) recognizes how important privacy protection is for everyone concerned. Together, we can protect your privacy. There are a number of safeguards in place to ensure the utmost protection:

Security: Employees (members/plan participants), Employers and Providers use special User IDs and Passwords that are only known by them to access our site. The User ID and Password are not stored on a user’s hard drive.

Adherence to Standards: Insight complies with industry standards for protecting Internet users’ privacy. We regularly review our compliance with these standards.

Login Protection: Insight issues a unique User ID to each Member/Plan Participant, Employer and Service Provider that provides access to their specific part of the web site. Initial passwords are also assigned that must be changed the first time a user logs in. Never share your User ID and Password with anyone you do not want to see your information.

Insight Staff Training and Discipline: Insight Benefit Administrator’s employees have all received in-depth training on HIPAA regulations and protecting your personal details and Private Health Information (PHI).
Security Technology: Insight utilizes technology to protect your data from outside parties. We test and update these technical safeguards to ensure protection of your personal information.

Third-party Links: The Insight website contains links to third-party websites on the Internet as a convenience to our website’s users. The inclusion of such links on the Insight website are not endorsements, implied or otherwise, of the linked site or any products or services in such sites, and no information in such sites has been endorsed or approved by Insight. The linked sites are not under the control of Insight, and is not responsible for the contents of any linked site or any link contained in a linked site. No information accessed through any linked site, or any link contained in a linked site, constitutes a recommendation by Insight. Information accessed through linked sites neither is, nor should be construed, as an offer, or a solicitation of an offer, to buy services or goods by Insight Benefit Administrators.

Legalities of Sharing Information: In the course of exploring potential business ventures and demonstrating the proposed services to be provided, the Parties (Agent/Brokers, Employers, Providers and Partners) may reveal to the other Protected Health Information (“PHI”) as that term is defined in the Health Insurance Portability and Accountability Act (“HIPAA”) of 1996, and its implementing regulation, the Standards for Privacy of Individually Identifiable Health Information (hereinafter the “HIPAA Privacy Rule”), and the Security Standards (hereinafter the “HIPAA Security Rule”).

Insight Benefit Administrators and the Parties hereby agree to the following:

1. Each Party’s Confidential Information is proprietary to that Party and any disclosure or unauthorized use thereof may cause irreparable harm and loss to that Party. Each Party shall at all times be and remain the owner of all Confidential Information disclosed by that Party.

2. Each Party will hold all of the Confidential Information it receives from the other Party in strict confidence and, except as expressly set forth herein, will not disclose such Confidential Information to any third person(s) (broadly interpreted to include without limitation any corporation, company, group, partnership, agency, or individual).

3. Each Party shall use its best efforts, consistent with the manner in which it protects its own Confidential Information, to preserve the confidentiality of any such Confidential Information, which the Party knows or reasonably should know that the other Party deems to be Confidential Information.

4. The Parties will use the Confidential Information only in furtherance of the purposes and obligations of this Agreement (“Permitted Use”) and disclose the Confidential Information only to their officers, contractors, advisors, agents, directors, and employees who need to know the Confidential Information to accomplish the Permitted Use.

5. The Parties shall not use for their own benefit, or disclose to third parties, any Confidential Information of the other Party without the other Party’s written consent, except as required to comply with state or federal laws or regulations including laws governing disclosure by public bodies.

6. The Parties will establish and implement appropriate safeguards to reasonably and appropriately protect the confidentiality, integrity, and availability of the Protected Health Information (“PHI”), including electronic PHI, the Parties may create, receive, use, or disclose in connection with certain functions, activities, or services (collectively “Services”) the Parties may perform as part of the exploration and negotiations between the Parties.

7. The Parties will assume the liability for all damages, losses, costs, or expenses which result from (1) their use of Confidential Information for any purpose other than the Permitted Use; (2) their disclosure of the Confidential Information to third parties or entities; or (3) the use of the Confidential Information by any person or entity caused by the unauthorized disclosure or dissemination of same by any employees, agents, or contractors of the Parties. However, the foregoing obligations will not apply to the extent that (1) the Confidential Information was in the public domain at the time of disclosure; (2) the disclosing Party can show the Confidential Information was in its possession at the time of disclosure and was not acquired, directly or indirectly, from the other Party; or (3) the Confidential Information was received by the Party from a third party having a legal right to transmit the information.